Guaranteed Asset Protection

Guaranteed Asset Protection (GAP) coverage is available for all credit union vehicle loans!!

What can GAP protection do for you?  If your vehicle is stolen or totaled, GAP will help cancel the difference between the insurance settlement and what you may still owe. If your vehicle is worth less than your loan balance when it is stolen or totaled, you could be in for an unpleasant surprise. Your auto insurance will only pay up to the fair market value for your vehicle and both new and used vehicles depreciate quickly. The average is 20% in the first year.  Unfortunately, that doesn’t change the balance on your vehicle loan. For the time being you have what’s called negative equity. You owe more than what the vehicle’s worth.  And people are extending their loan terms to lower their payment, which means they have negative equity risk even longer.  For just $349.00 you can protect yourself from the risk of negative equity for the life of your car loan!  

Wawa Emp Credit Union will be closed, Monday, January 20th, 2020

in observance of MARTIN LUTHER KING JR Day

You can access your account via online and mobile banking.

If you need to report a lost or stolen Debit or ATM Card, please call 800-528-2273.