IRA Accounts

IRA Accounts

We offer Traditional, Roth, and Coverdale (Educational) IRA accounts. Funds are placed in a 12 month certificate of deposit and pay interest quarterly and at maturity.  See the Share Rates page for current rates.  There is no minimum deposit required and funds can be contributed on an ongoing basis.  The annual fee for account maintenance is $25.00 per year.  Early withdraws are subject to a 3 month interest penalty. Distributions are not subject to penalty.