Vehicle Refinance

Refinance - You can “refinance” your vehicle loan.  You may be able to lower your interest rate and payment by refinancing your vehicle loan with the credit union. See the Loan Rates Page for current rates.

How it works - We review the facts and let you know what (or if) you will save. You complete and sign paperwork then we pay-off the other lender with the funds from your new loan at the credit union.  We will inform you of the cost your state charges for recording the new lien on your title.  You can fund the cost directly from your account or it may be added to your loan.

We do look at the loan request and value of the vehicle.  If the loan balance is higher than the value of the vehicle, we will let you know your options. 

**All Loans are Subject to Credit Approval**

Click for a preliminary application or go to the documents page and click on Loan – Preliminary Request / Pre-approval Form.